The song tells the story of a young mother who lives a hectic life. On her late-night drive on a snow-covered road in Cincinnati, Ohio, the woman begins sorting out her emotions and bemoans not having enough time to do the things that really matter. Then, her car hits a patch of black ice, causing the woman to lose control of her car. She panics, takes her hands off the steering wheel and cries out to Jesus; shortly thereafter, the car stops spinning and safely stops on the shoulder. After taking stock of the situation (and seeing that her baby has remained fast asleep in the rear seat), the woman decides to let "Jesus take the Wheel" of her life.
--wikipedia--